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Delhi-based techie, Anita Raj, purchased a property worth Rs 60 lakh in Noida. She took a home loan of Rs 36 lakh for 20 years from a public sector bank. After five years, An

We often use the terms home loan and mortgage loan interchangeably without realising that the two are completely different from each other. Here are certain myths busted abo

Property prices have snowballed so much that majority of buyers have to avail of home loans to buy homes. This, in fact, has become a worldwide phenomenon.  However, before

Home loans that are linked to a floating rate of interest do not provide the borrower the surety which comes along with a loan that has a fixed rate of interest. However, beca

When you think of home loans, you think of equated monthly installments (EMIs). The home loan EMI is the first thing you calculate while estimating the monthly burden you

When you apply for a home loan, you make sure that your credit score is good, that you have complete documentation and sufficient funds for ‘margin’. You also make sure th

If you plan to apply for a home loan, you must understand the difference between freehold and leasehold properties. Freehold and leasehold properties fall into two different c

Not all loans are bad loans; some offer us a chance to possess something which we could not have possessed otherwise. Home loan falls into that category. If the concept of hom